Use Your FSA or HSA Savings to Purchase a Smart Watch
Most FSA dollars expire December 31 — use it, don’t lose it.
Yes, you can use FSA or HSA health savings to buy Amazfit products.
Amazfit smartwatches and Helio Strap can be purchased with your pre-tax HSA or FSA dollars using our trusted partner Truemed. During Amazfit checkout choose Truemed as your payment, complete an online health survey, and pay with your HSA or FSA card.
Updated: October 2026
Here’s how to use your FSA or HSA account to buy an Amazfit device:
Step 1
Checkout as guest. Confirm your email with a code and enter FSA/HSA account information.
Step 2
Select "Truemed - Pay with HSA/FSA" as payment. This is also available under "Alternative Payment Methods"
Yes, if qualified. Simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card. If you do not have sufficient HSA/FSA funds, you can split your payment between your credit card and HSA/FSA card.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures
Can I buy a smartwatch with my FSA or HSA?
Yes, if you qualify. Smartwatches and fitness trackers can count as a qualified medical expense when they’re used to help prevent, treat or manage a medical condition and a Letter of Medical Necessity supports the purchase. Amazfit partners with Truemed to provide that letter online, so you can buy eligible Amazfit watches with your HSA or FSA card.
Active: Active Max, Active 3 Premium, Active 2 (Round and Square)
Bip: Bip Max, Bip 6
Helio: Helio Strap Pro, Helio Strap
Is the Helio Strap HSA/FSA eligible?
Yes. Both the Amazfit Helio Strap and Helio Strap Pro can be purchased with HSA or FSA funds through Truemed at checkout.
What are FSA and HSA accounts?
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are tax-free accounts that can be used to pay for qualified health expenses. These accounts are usually set up and managed by an HSA or FSA administrator, and you should have access to said HSA/FSA administrator through your employer (ask your HR department!).
HSAs are typically associated with a high-deductible health plan, and funds do not expire. FSAs are independent of your health plan, and funds elections occur in October-November each year for the following calendar year. FSA funds generally must be used within the plan year.
HSAs and FSAs are only available in the US. FSAs are offered through employers, so self-employed individuals generally can’t open one. HSAs work differently: anyone enrolled in an HSA-eligible high-deductible health plan can open one, including self-employed individuals.
How long does it take for me to receive my Letter of Medical Necessity?
Generally it takes 2-5 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.
How does using my HSA/FSA account save me money?
HSAs and FSAs were created so individuals could use pretax money to pay for expenses used to treat, mitigate or prevent a diagnosed medical condition. Since HSAs/FSAs use pretax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pretax funds to invest in their health.
For 2026, you can contribute up to $4,400 pretax to an HSA with self-only coverage, or $8,750 with family coverage. Those limits rise to $4,500 and $9,000 in 2027. If you’re 55 or older, you can add a $1,000 catch-up contribution each year. For 2026, you can contribute up to $3,400 pretax to a health FSA.
Do I need to see a doctor?
No in-person visit is needed. You complete a short online health survey during checkout, and Truemed’s provider team reviews it to determine whether you qualify for a Letter of Medical Necessity.
What is a Letter of Medical Necessity, and how is this compliant?
The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.
There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other health purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
Are there fees associated with using Truemed's services?
There is no cost to you.
When should I use my FSA/HSA dollars?
You can use your HSA or FSA dollars any time during the year. HSA funds never expire and roll over from year to year. Most FSA funds must be used by December 31, though some employer plans offer either a carryover (up to $680 of 2026 funds into 2027) or a grace period of up to 2½ months. Check with your plan administrator. If your plan offers neither, spend your remaining FSA balance before December 31 so you don’t lose it.
I don’t have an HSA/FSA. Can I still benefit from Truemed?
Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA!
I don’t live in the US. Can I still get reimbursed with Truemed?
Unfortunately, Truemed is currently only available in the United States.
Who is Truemed?
Truemed is a U.S. health payments platform that helps people use HSA and FSA funds on products that help prevent, treat or manage medical conditions. Amazfit partners with Truemed so you can complete the qualification survey and receive a Letter of Medical Necessity online, right from checkout.
Who is Amazfit?
Amazfit is a leader in smartwatch technology with over 10M users globally. Amazfit is the official wearable partner of HYROX, and sponsors elite athletes like running back Derrick Henry, gold medalist Gabby Thomas, adventure photographer Chris Burkard, and many more.